For PH Farm Families, An Innovation Gift From ACPC – “Hiram Na Ligaya” (Happiness ‘N Loan)

Angela Celis has come out with a Malaya report, “Innovation Should Focus On Agri To Sustain Growth” (22 April 2021), starting with these words: “Innovation work moving forward should focus on the agriculture and manufacturing sectors to sustain the country’s long-term economic growth, according to the National Economic and Development Authority (NEDA).” 

Miss Angela is reporting on PH’s 1stNational Innovation Day virtual event 21 April 2021; she quotes Karl Kendrick Chua, Director General of NEDA as saying:

Instead of simply assembling products and using ideas that were generated from other countries, we have to now gradually shift to a new framework where the ideas are coming from within the country, from within our human resources.

Mr Chua is saying something like this: “No borrowing of innovation from other countries. We Filipinos can do the innovating ourselves to bring about the next level of economic development.”

I agree. Then Mr Chua says, “We have several bright Filipinos working abroad, in other countries contributing, and I see no reason why they cannot come back and contribute.“

I disagree! I see every reason why we Filipinos residing in the Philippines right now can innovate for our farmers.

Now then, I have been thinking of what I call “Hiram Na Ligaya” (Happiness ‘N Loan). Hopefully, this will be a gift from the Agricultural Credit Policy Council(ACPC) – a loan arranged for by ACPC that may be as high as P1 million depending on the resources of each farm family.
(“Happiness On Loan” image[1]from Dada Bhagwan Foundation)

Loan Requirements: For the family to be able to avail of The Happiness Loan, the husband and wife must be bonafide and rules-abiding members of a legitimate cooperative in their village or town. The loan will be available digitally, via “The Happiness App,” exclusive to each family – “relative happiness.”

The Happiness Loan will make sure of the following:

(1)   Security:
It is actually the coop that is the keeper of the funds for The Happiness Loan for all coop members.

(2)   Programming:
The Happiness Loan will be made available via a digital app, The Happiness App. First in English, later, the app may be translated into major languages in the Philippines: Bisaya, Cebuano, Ilocano, Kapampangan, Muslim, Pangasinense, Tagalog etc.

(3)   Planning:
For each family, a separate digital family record vis-à-vis The Happiness Loan will be kept. Neither husband nor wife singly can transact any loan business without the knowledge and consent of the other. The husband and wife will then by necessity jointly plan their family loan considering farming and family needs.

(4)   Paper Record:
The request for a loan will be made in writing and signed by both husband and wife, after which it is sent to the coop for approval. 

(5)   No unnecessary partying:
The husband can no longer borrow at will for any impromptu partying with his friends at any time – the wife has to approve of each loan whatever the amount. The Happiness Loan is for the happiness of bothhusband and wife!@517


[1]https://www.youtube.com/watch?v=KvPK-H6BpwU

Comments

Post a Comment

Popular posts from this blog

Lessons Learned From Roman Catholic “Father Acong” About Successfully Building Basic Ecclesial Communities (BECs) With Enduring Love

Image
I have been reading & rereading the book “ Father Ciriaco Alberto Sevilla, Jr – MSK Trailblazer” (242 pages, published 2010 in Lucena City, edited by Milwida S Reyes ). A 12-year-old book – is the content still relevant to come up with a new version? My answer is, “Yes!” Personally, I want the book to highlight the love for the poor parishioners that Father Acong showed, as he had single-mindedly created 400+ Basic Ecclesial Communities (BECs) in the far-flung villages of Quezon Province before he died Oct 2007. If that is not love for the poor, I don’t know what love is! About the BECs, Msgr Lope C Robredillo, VG, says [“An Overview Of The Basic Ecclesial Communities (BECs), From The Other Side Of History , msgrlope.blogspot.com ]: The Second Plenary Council of the Philippines devotes two paragraphs to describe the BECs… “They are small communities of Christians, usually of families who gather together around the Word of God and the Eucharist.” As Roman Catholic, an edit
Read more

“Creative Freedom” – UP, Time To Replace Your Symbol Of Academic Freedom!

Image
It occurred to me today, Sunday, 16 October 2022, that changing the symbol of the University of the Philippines System (UP) is long overdue – because the Oblation (smaller but sunnier image) has ever inspired disapproval , even radicalism, and never creativity ! This is a creative person writing, self-taught in communication and in digital media – yes, I am a UP alumnus, 1965. The bigger image is my photograph (taken 29 July 2016) of the fiberglass sculptural piece of Maria Pureza Escaño , which she titles “The Rose Of Marya: Service Through Excellence” ( Maria Pureza Escaño , weebly.com ). Commissioned by the Sigma Delta Sorority , “Marya” is now a landmark at the UP Los Baños Alumni Plaza. Ms Maria says of it: Recently, Maria Pureza Escaño was handpicked by the University of the Philippines for her concept and rendition of "The Rose of Marya: Service through Excellence," an allegorical seven-foot fiber glass sculpture celebrating100 years of excellence and service to
Read more

SOLVE As A Way Of Speech & Blogging As A Way Of Write

Image
Searca Tuesday, 28 April 2020, 10:00 AM, embarks on a Southeast Asian voyage of discovering and/or uncovering pieces & sets of knowledge on food security given the global coronavirus outbreak.  It is a webinar series to “ highlight concrete actions in agriculture and rural development in Southeast Asia.” The series to be launched is called “Searca Online Learning & Virtual Engagement,” acronym SOLVE, which is Searca’s “effort to break boundaries, both physical and conceptual, to strategically disseminate just-in-time solutions.” It is ambitious, but the times call for it. Searca Director Glenn B Gregorio says of it: The new normal brought about by the Covid-19 pandemic has firmed up Searca’s resolve to embark on new modalities and use technology-mediated platforms of interactions to effectively deliver context-relevant and valuable services to its stakeholders, including farmers and the public. SOLVE is virtual but the learnings are real. Mr Gregorio said: SOLVE particularly hi
Read more